In a world of financial complexity, we believe in the power of simplicity

ISAs, investments, life insurance and income protection, all made simple.

shepherds friendly signpost showing complex or simple products
shepherds friendly signpost showing complex or simple products

Total reviews

2888
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reviews-stars

Average rating

4.62
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Deborah reviews-stars

Easy to set up

1 day ago
Rachel reviews-stars

Easy quick process, nice bonus, recommended

4 days ago
Jadwiga reviews-stars

I’m very happy with the bonuses the company provides for opening the saving accounts. It motivates to do so. Many thanks

6 days ago

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left to use your 2023/24 ISA & Junior ISA allowances

Stocks & Shares ISA

Straightforward investing

With our Stocks & Shares ISA the hard work is done for you.

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Junior ISA

Give the gift that grows with them

Save for your child’s future with a plan you can count on.

abcacus showing how to figure out how much you can save

Over 50s Life Insurance

Peace of mind protection

With your loved ones taken care of you can live life to the full.

helmet showing over 50s life insurance from shepherds friendly

Income Protection

We get to work if you’re not able to

Cover up to 70% of your income if you’re laid up through illness or injury.

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coffee and biscuits showing time to relax when money is safe

As a mutual, we’re built on fairness. We’re owned by our members rather than shareholders meaning more profits are returned back to our membership. And because of this our members even have a say in how we’re run. So, while we help to secure your future, you can help define ours.

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We help make personal finance simple

No financial-speak, no hassle and no hard sell. Just clear, fair products for everyone.

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Helping our members benefit for almost 200 years

The world’s changed a lot since 1826 but our idea of fairness remains the same.

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When you’re member-owned, it matters more

We take the financial future of every member personally, because you’re one of us.

FSCS Protected
Women in Finance Charter
Investors in People Platinum
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Living Wage
investors in environment silver award 2023 Investors in the Environment Silver 2023
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flower growing in a pot showing savings getting bigger